The Personal Financial Manager (PFM) assists Marines in improving proficiency in managing personal finances. The PFM meets with individuals and couples to develop techniques to manage monthly and annual income and expenses. Techniques include tracking daily expenses. Results are used to make budget decisions and to develop a spending plan to execute the budget. Credit management is key to the plan. The PFM conducts instruction in savings and investments, buying cars and homes, saving for children's educations, retirement and estate planning, health and life insurance, and digging out of credit problems. Monthly workshops at Henderson Hall. Individual appointments are encouraged.

February Classes:

• Home Buying & Home Mortgages
  February 2, 1 – 3:30 PM, MBW, Tower 5, 2d Floor, MCCS Classroom
• Home Buying & Home Mortgages
  February 3, 1 – 3:30 PM, CBIRF, Mix House Conf Ctr, Bldg D-333
• Home Buying & Home Mortgages
  February 4, 1 – 3:30 PM, Henderson Hall, Bldg 12, Conference Room
• Getting Started on Retirement (from Active Duty) Planning
  February 9, 1 – 3:30 PM, MBW, Tower 5, 2d Floor, MCCS Classroom
• Getting Started on Retirement (from Active Duty) Planning
  February 10, 1 – 3:30 PM, CBIRF, Mix House Conf Ctr, Bldg D-334
• Getting Started on Retirement (from Active Duty) Planning
  February 11, 1 – 3:30 PM, Henderson Hall, Bldg 12, Conference Room
• "45 Day Offer": HQMC Directed Basic Financial Management Classes
  February 17, 1 – 3:30 PM, CBIRF, Mix House Conf Ctr, Bldg D-335
• "45 Day Offer": HQMC Directed Basic Financial Management Classes
  February 18, 1 – 3:30 PM, Henderson Hall, Bldg 12, Conference Room
• "45 Day Offer": HQMC Directed Basic Financial Management Classes
  February 23, 1 – 3:30 PM, MBW, Tower 5, 2d Floor, MCCS Classroom